Get Hard Money Loan in North Charleston, South Carolina
Looking for reliable financing in North Charleston, South Carolina? Our hard money loans are designed for real estate investors, property owners, and entrepreneurs who need fast funding without the hurdles of traditional banks. Whether you are purchasing a property, refinancing, or taking advantage of a time-sensitive investment opportunity, we provide loan programs that are tailored to your goals.
Unlike conventional mortgage lenders, we focus primarily on the value of the property instead of your credit score or lengthy financial history. This makes hard money loans the ideal solution for borrowers who may not qualify for traditional financing or who need capital quickly to close a deal. Our approval process is streamlined, and in most cases, you can receive funding in just a few days, not weeks or months.
Features of Our Hard Money Loans
- Fast Approval: Loan approvals in as little as 24-48 hours with funding in 5-7 days.
- Flexible Loan Products: Options include Fix & Flip Loans, DSCR Loans, Construction Financing, Multifamily Loans, and Bridge Loans.
- Property-Based Lending: Loan decisions are based on the asset value rather than strict credit requirements.
- Short-Term & Long-Term Options: Loan terms designed to match your project timeline, from 6 months to several years.
- Nationwide Programs: Available not only in North Charleston, South Carolina but across the United States.
Basic Hard Money Loan Requirements
While requirements vary depending on the project, typical qualifications for a hard money loan include:
- Property located in South Carolina or nationwide.
- Clear exit strategy such as refinance, sale, or rental income.
- Down payment or equity contribution depending on the loan type.
- Basic borrower information and project details - minimal paperwork required.
Hard Money Loan Limits
We provide loan amounts starting from $100,000 up to 100 million dollars, depending on the property type and borrower needs. Maximum loan-to-value (LTV) typically ranges from 65%-80% of the property's value, ensuring both flexibility and security for your investment.
Advantages of Choosing a Hard Money Loan
- Speed: Close quickly on hot opportunities without waiting for bank approvals.
- Flexibility: Customized loan terms to fit your real estate strategy.
- Accessibility: Perfect for borrowers with unique financial situations or those who don't meet strict banking criteria.
- Opportunity: Unlock funding for Fix & Flip, new construction, or rental property acquisitions.
If you are ready to secure a hard money loan in North Charleston, South Carolina, our experienced team is here to help you move forward with confidence. Get a Quote Today and discover how quickly you can access the capital you need for your next real estate project.